It depends, because you’ll only start to repay the amount you’ve borrowed (the capital) once you’ve paid the arrangement fee in full. This means it will vary depending on the amount you’ve borrowed and your loan term.
Representative Example: 27.3% APR Representative based on a loan of £5,000, repayable over 42 months at an interest of 21.3% pa (fixed). Monthly repayment of £178.12. Total amount payable £7,840.93 which includes an arrangement fee of £400.00. Our representative APR applies to loans from £1,000 to £12,000, for terms of 12-60 months.
Our personalised APRs range from 9.2% to 39.8%.