We verify your identity online when you're opening a savings account with us. We do this through a number of electronic tools, one of which is by confirming your details through Credit Reference Agencies (CRAs). This is not a credit check though, and it will not impact your credit score.
As an online bank, it's really important that we're able to verify your identity before you open your account. If we can't verify your identity, you won't be able to open a Chetwood Bank savings account.